Payant Financial

Registered Investment Advisor

At Payant Financial we believe that a plan is a powerful tool. Reaching your long-term financial objectives hinges on having the right plan -- one that fits your unique circumstances and grows with you. Planning your financial future can be a daunting task. That's where Payant Financial Services, Inc. comes in. We're trained, licensed professionals, and we can draw on years of financial planning experience when creating a long-term strategy. Our staff of associates consists of a Certified Financial Planner, (CFP) Compliance Manager, Front Office Manager, Certified Public Accountant (CPA), Marketing Manager and our CEO.  Whether your concern is paying too much in taxes or not having enough money to last throughout your retirement, we can help you.

Please call Robyn Payant today for your

COMPLIMENTARY SECOND OPINION MEETING 

Most people need to update their financial plan each year to help ensure that it is in step with their life. If it's been a while, call today.Tell her Tom Payant told you to call!!
Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Disability Income Insurance

How much Disability Income Insurance do you need?

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Newsletters

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

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